Being in the mortgage industry since 1991 – I started out in processing and became a manager over a section of the processing and closing department for a retail mortgage center.
I have great knowledge with the automated underwriting systems, processing, and closing along with the entire loan origination process. This is very important with today’s customers, whether they are buyers, sellers or realtors. With the real estate industry constantly changing programs, guidelines, or rates – you need a loan officer with a great deal of professional experience with regards to all of these changes and the entire mortgage process. I am very hands on, loans are not turned over to an assembly line of different people; it is myself and my processor, Lorena – whom is my right arm!
My promise is to make the mortgage transaction process a great experience giving our borrowers the best program to fit their needs along with the best rate available! Our company Southwest Home Mortgage is a division of Affiliated Bank.
Loan types: Conventional, Jumbo, FHA, VA, USDA Rural Housing, Texas VeteransLandboard, Cash Out, Investment Property.
On personal note I am a happily married mother of 5 wonderful children whom range from 6 to 18. I have a one year old grandchild whom is the icing on our cake. I love spending time with my family and friends and truly enjoy helping people.
Vanessa Zmolik – Loan Officer